Short-Term Finance

 

Loans secured on residential, commercial, semi-commercial properties AND land

Whether it’s for property acquisition, refurbishment, or short-term financial gaps, our bespoke solutions are tailored to meet your specific requirements efficiently and effectively.

 
 
pivot-stf-header-temp-alt.jpg

FACILITY DETAILS


 

PARAMETERS

Loan Size LTV Term Interest

£1m - £10m Up to 75% 3 to 24 months Fixed or floating (from 0.5%pm + BEBR)

 
Short Term Divider.jpg

OVERVIEW

We recognise the importance of rapid liquidity during the real estate journey and especially in this market. The need to ‘bridge’ from one stage to next, often as value is added and the project takes shape, is vital to maximise the opportunity and reduce risk.

We are set up to transact at speed, utilising tools such as template legal documents and short-form valuation reports.

 
 

Purchase

Raising funds to support with the acquisition of a BTL property, commercial asset or land with planning consent.

Light Refurbishments

Residential refurbishments, including those involving a change of use. This includes commercial to residential, HMO conversions, multi-unit freehold conversions, and smaller cosmetic refurbishments.

Change of Planning

We finance properties with value-enhancing planning changes, such as conversions from office (above a retail unit) to residential.



Development Exits

Developers with development finance facilities coming to the end of term or who may need equity released from a site that requires more time to sell. We can refinance the existing facility, allow more time for sales, and release equity from the site and ongoing sales. This type of facility can also save borrowers on default interest with the exiting lender.

Equity Release/Capital Raising

We will allow clients to raise debt on an unencumbered / lowly leveraged property(s), providing sufficient equity to enable a quick acquisition of another property or defined business use.

pivot-stf-divider-temp-002.jpg

CASE STUDIES

 

 

from our SHORT-TERM portfolio

 
pivot-stf-divider-temp-001.jpg

CONTACT OUR OriginatION TEAM


 
 

ANDREAS YIANNI

andreas@pivotfinance.co.uk

+44 (0)7888 814 001

MATTHEW KERCHNER

matthew.k@pivotfinance.co.uk

+44 (0)7387 814 886

VALAN REDMOND

valan@pivotfinance.co.uk

+44 (0)7770 171 274

HARRISON BARKER-SMITH

harrison@pivotfinance.co.uk

+44 (0)7548 701 075